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Shinsei is a leading financial institution in Japan. Shinsei has standardized on MySQL and SugarCRM for their customer relationship management (CRM) system and developed a unique "path-based" approach to developing and deploying applications which gives them the flexibility to modify their system as business requirements change. As a result, Shinsei successfully developed an entirely new enterprise system in one fourth the time and at a savings of 90% of the cost of using legacy mainframes and proprietary packaged software.